checkNow in beta · Android first

Money, quietly
handled.

A personal finance app that feels like a knowledgeable friend, not a bank. Track spending, hit goals and watch your net worth grow without the anxious red.

4.8★
Beta tester rating
1k+
On the waitlist
$0
No ads. Ever.
trending_up
+2.3%
this month
local_fire_department
7-day streak
on budget
savings
$200
auto-saved
8:20 AM
5G
Good morning,
Takunda
TN
Net Worth
trending_up+2.3%
$0.00
Bank
$0
Savings
$0
Debt
$0
Budgets
See all
Groceries
$340/$500On Track
Dining
$212/$240Caution
Recent
See all
shopping_cart
Walmart
Groceries · Today
$45.00
local_cafe
Blue Bottle
Dining · Today
$6.50
savings
Auto-save
Income · Today
+$200.00
add
homeHome
credit_cardSpending
pie_chartBudgets
savingsGoals
menuMore
visibility
Clarity first
Every number readable at a glance.
self_improvement
Calm by design
Color is a signal, never an alarm.
cloud_off
Offline-aware
Works on the bus, the plane, anywhere.
lock
Yours alone
Encrypted at rest. No data brokers.
What's inside

Four screens. One feeling.

Tap a feature to see it live. Every animation you see is in the real app.

Your money, on one calm screen.

The Dashboard is mission control net worth, today's spending, this month's budgets and what's coming up. No clutter. No banner ads. Just clarity.

  • checkLive net worth with spark line trend
  • checkBudget cards color-coded by status
  • checkAnimated count-ups for daily totals
8:20 AM
5G
Good morning,
Takunda
TN
Net Worth
trending_up+2.3%
$0.00
Bank
$0
Savings
$0
Debt
$0
Budgets
See all
Groceries
$340/$500On Track
Dining
$212/$240Caution
Recent
See all
shopping_cart
Walmart
Groceries · Today
$45.00
local_cafe
Blue Bottle
Dining · Today
$6.50
savings
Auto-save
Income · Today
+$200.00
add
homeHome
credit_cardSpending
pie_chartBudgets
savingsGoals
menuMore
What-If Simulator

“What if I cut back by...”

Try the scenarios below. Watch your numbers shift in real time just like in the app.

Scenario
Avg $520/mo
30%
0%40%80%
Projected Outcome
Monthly savings
+$156/mo
Annual
$1872
3-mo surplus
$468
rocket_launch
Emergency Fund reached 3 months sooner
Based on your current auto-contribute rate
Smart by default

Insights that find you.

Homwe watches the patterns so you don't have to. Six quiet signals, working in the background.

favorite
Health Score
A weekly check-up for your money
0
Grade B
+4 vs last week
search_insights
Anomaly Detection
We flag spikes before they hurt
warning Critical
Dining 3.2× normal
$320 spent vs avg $100
trending_up
Savings Rate
See your trend, month over month
Feb
Mar
Apr
May
Jun
Jul
subscriptions
Subscription Watch
Catch price hikes the day they happen
Netflix
was $13.99 → now $17.99
+28.6%
Spotify+
was $6.99 → now $9.99
+42.9%
local_fire_department
Spending Streaks
Days under-budget become a streak
local_fire_department
0
group
Household Sharing
Share budgets with the people you love
T
J
+
Shared: Groceries · Rent · Utilities
For Households

The whole family. One ledger.

Share budgets with your partner. Track contributions from the kids' chores. Plan a vacation together, line by line without the awkward Venmo math.

Up to 5 members
Invite by token or QR
Owner controls
You decide who sees what
Shared budgets
Pool grocery + rent + utilities
Joint goals
Save for the trip together
See Family pricing →
Household
The Nyan'ara Family
3 members
TN
Taku
Owner
JN
Tina
Member
MN
Kuda
Member
Shared · Groceries
$340 / $440 this month
On Track
Taku$180
Tina$95
Kuda$65
qr_code_2
Invite family
Share token or QR code
arrow_forward
62%
Joint goal
Hawaii 2027
$3,100 / $5,000
Small wins, big moments

We celebrate every milestone.

Hit 25% of your Emergency Fund? Confetti. Half-way to a vacation? Confetti. Click the badge below and see for yourself.

Go on, give it a tap.

How it works

From install to insight in under a week.

01
Download & sign up
90 seconds. Email and password. We never ask for your bank login.
02
Add what you spend
Manual entry, CSV import, or auto-track via recurring transactions. Your choice.
03
Watch the patterns emerge
After a week, your dashboard, health score and insights come to life.
04
Hit your goals calmly
Auto-contribute a slice of every paycheck. We'll cheer you on at every milestone.
Pricing

Simple plans. Honest prices.

One subscription. No tier creep, no upsells, no data resold to advertisers.

Free
Forever free
spa
Everything you need to start tracking. No credit card.
$0forever
What's included
  • check_circleSpending & income tracking
  • check_circleUp to 3 budgets
  • check_circleUp to 3 goals
  • check_circleManual entries + CSV import
  • check_circleDashboard with net worth
  • check_circleOffline mode
  • remove_circle_outlineHealth Score & Anomalies
  • remove_circle_outlineCash Flow Forecast
  • remove_circle_outlineWhat-If Simulator
  • remove_circle_outlineHousehold sharing
Most popular
Pro
For the individual
bolt
Unlock the smart layer insights, forecasts, simulations.
$4/month
What's included
  • check_circleEverything in Free
  • check_circleUnlimited budgets & goals
  • check_circleHealth Score (5 pillars)
  • check_circleAnomaly detection
  • check_circleCash Flow Forecast (30 days)
  • check_circleWhat-If Simulator
  • check_circleSubscription price-hike alerts
  • check_circleAuto-contribute to goals
  • check_circleCustom categories & tags
  • check_circlePriority support
Family
For households
group
Share budgets, goals and the whole financial picture.
$10/month
Members5
25 incl.10
What's included
  • check_circleEverything in Pro
  • check_circleUp to 5 family members
  • check_circleShared household budgets
  • check_circleJoint savings goals
  • check_circlePer-member contributions
  • check_circleOwner controls & permissions
  • check_circleInvite via QR or token
  • check_circleCombined net worth view
  • check_circle+$2/mo for each extra member
verified
14-day free trial
Try Pro or Family. Cancel anytime, no questions.
lock
Encrypted end-to-end
Your data lives on your device first. Period.
block
No ads. Ever.
We sell software, not your spending habits.
import_export
Your data, your way
Export everything to CSV anytime. No lock-in.

Your future self
is going to thank you.

Join 1200+ people on the waitlist. We'll send you the play store link the minute you're up.

No spam. Unsubscribe with one tap.
starstarstarstarstar
4.8
Average rating across
2,400+ closed-beta users