groupFamily Plan · Up to 5 members

Finance for the whole family.
One ledger.

Share budgets with your partner, track chore contributions from the kids and save for a vacation together all without the awkward Venmo math or three different spreadsheets.

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5
Free Members
∞
Shared budgets
100%
Private by default
1
Unified ledger
8:20 AM
5G
Household
The Nyan'aras 🏠
TN
KN
TN
add
This month · Groceries
$340 / $400
TN
$180
KN
$65
TN
$95
Members
TN
Taku
Owner
Active
KN
Kuda
Member
Active
TN
Tina
Member
Active
Joint Goals
See all
Bali Trip
70%
$2,100 savedof $3,000
Emergency
64%
$6,400 savedof $10,000
homeHome
credit_cardSpending
pie_chartBudgets
savingsGoals
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How it works

Set up in under 5 minutes.

No bank connections needed. No shared passwords. Just invite the people you live with and start tracking together.

01
Create your household
Open Homwe, go to Households and tap "Create household". Give it a name "The Nyan'aras", "Our Place", whatever fits. You become the Owner with full controls.
02
Invite your people
Share a QR code they scan in the app, or send a 6-character token they enter manually. Each invite expires after 24 hours for security. Up to 5 free members, but you can always add more members.
03
Choose what to share
Decide which budget categories become shared (groceries, rent, utilities). Each member's personal categories and income stay completely private unless they choose to share.
04
Track and celebrate together
Every transaction logged in a shared category appears in the household ledger in real time. Hit a goal together? Confetti for everyone. Fall short? Homwe flags it before it stings.
Invite family

Two ways in. Both secure.

Inviting someone to your household takes 10 seconds. No email required they just need a Homwe account and either a phone camera or a code.

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QR code invite
You generate a QR code inside the app. The invitee opens Homwe, taps 'Join household', scans the code and they're in. Works over a video call or in person.
key
6-character token
Prefer to send a link or message? Generate a short token (e.g. X7K2PQ) and share it however you like. They enter it in the app. Token expires after 24 hours.
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Invites expire in 24 h
Every invite link and token automatically expires after 24 hours. If a token is unused, it's dead. You can always generate a fresh one there's no limit.
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Remove anytime
As the Owner, you can remove any member instantly. Their access is revoked immediately and they can no longer see or contribute to shared categories.
Live example
Your invite token
X7K2PQ
scheduleExpires in 23h 48m
TN
Taku
Owner
check_circle
JN
Tina
Member
check_circle
KN
Kuda
Member
check_circle
Shared budgets

Pool the bills. Split the clarity.

Any budget category can be made shared. Everyone who's a member can log transactions against it and everyone sees the running total in real time. No more "did you pay rent already?" texts.

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Shared categories
Mark any category as shared groceries, rent, utilities, dining, subscriptions. Members add transactions and the household ledger updates instantly for everyone.
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Per-member contributions
See exactly how much each person has contributed to a shared budget this month. Colour-coded, broken down by transaction no arguments, just numbers.
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Personal stays personal
Everything outside a shared category your salary, your coffee habit, your savings is visible only to you. Sharing a grocery budget does not mean sharing your whole financial life.
Groceries
Shared budget · May 2026
$340 / $400
85% used · $60 left
TN
Taku$180
12 txns
JN
Tina$95
7 txns
KN
Kuda$65
4 txns
Joint goals

Save for things that matter together.

Whether it's a holiday, a new car, or three months of emergency savings, joint goals let every household member contribute and watch the number grow in real time.

savings
Anyone can contribute
Each member links a personal goal contribution to the joint goal. Homwe adds them up and shows one unified progress ring everyone's effort, one number.
celebration
Milestone celebrations
Hit 25%? Halfway there? Fully funded? Homwe marks each milestone with a notification and an in-app celebration. Small wins keep everyone motivated.
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Auto-contribute (Pro)
Set a recurring auto-contribution from your personal account to the joint goal each payday. Set it once, forget it and watch the goal fill up without lifting a finger.
Bali Trip
Target: $3,000
TN
KN
$2,10070%
Emergency Fund
Target: $10,000
TN
KN
TN
$6,40064%
New Laptop
Target: $1,200
KN
$48040%
Permissions

You decide who sees what.

Homwe has two roles Owner and Member. The Owner created the household and holds full control. Members participate in what they're invited to, nothing more.

PermissionOwnerMember
View shared budgets & goalscheck_circlecheck_circle
Log transactions in shared categoriescheck_circlecheck_circle
Contribute to joint goalscheck_circlecheck_circle
View other members' contributionscheck_circlecheck_circle
Create / delete shared categoriescheck_circleremove_circle_outline
Create / delete joint goalscheck_circleremove_circle_outline
Invite new memberscheck_circleremove_circle_outline
Remove memberscheck_circleremove_circle_outline
View members' personal budgetsremove_circle_outlineremove_circle_outline
View members' incomeremove_circle_outlineremove_circle_outline
Dissolve the householdcheck_circleremove_circle_outline

Personal categories, income and savings are always private not even the Owner can see them.

Pricing

Simple plans. Honest prices.

One subscription. No tier creep, no upsells, no data resold to advertisers.

Free
Forever free
spa
Everything you need to start tracking. No credit card.
$0forever
What's included
  • check_circleSpending & income tracking
  • check_circleUp to 3 budgets
  • check_circleUp to 3 goals
  • check_circleManual entries + CSV import
  • check_circleDashboard with net worth
  • check_circleOffline mode
  • remove_circle_outlineHealth Score & Anomalies
  • remove_circle_outlineCash Flow Forecast
  • remove_circle_outlineWhat-If Simulator
  • remove_circle_outlineHousehold sharing
Most popular
Pro
For the individual
bolt
Unlock the smart layer insights, forecasts, simulations.
$4/month
What's included
  • check_circleEverything in Free
  • check_circleUnlimited budgets & goals
  • check_circleHealth Score (5 pillars)
  • check_circleAnomaly detection
  • check_circleCash Flow Forecast (30 days)
  • check_circleWhat-If Simulator
  • check_circleSubscription price-hike alerts
  • check_circleAuto-contribute to goals
  • check_circleCustom categories & tags
  • check_circlePriority support
Family
For households
group
Share budgets, goals and the whole financial picture.
$10/month
Members5
25 incl.10
What's included
  • check_circleEverything in Pro
  • check_circleUp to 5 family members
  • check_circleShared household budgets
  • check_circleJoint savings goals
  • check_circlePer-member contributions
  • check_circleOwner controls & permissions
  • check_circleInvite via QR or token
  • check_circleCombined net worth view
  • check_circle+$2/mo for each extra member
verified
14-day free trial
Try Pro or Family. Cancel anytime, no questions.
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Encrypted end-to-end
Your data lives on your device first. Period.
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No ads. Ever.
We sell software, not your spending habits.
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Your data, your way
Export everything to CSV anytime. No lock-in.

Ready to manage money as a family?

Homwe Households is coming with the full app. Join the waitlist and be the first family on the platform.